Foreclosures for Washington and Franklin Counties:                                             

"Foreclosure" is an often misused word. It actually means" the legal process by which a defaulted borrower is deprived of his or her interest in the mortgaged property". But for the purpose of this site we will use it to describe properties that have gone through that process and are now bank owned and listed for sale with an agent.

Here is a List of current foreclosures in Washington and Franklin counties.

If you would like a more up to date or daily update of these listings please let me know. I would be glad to add you to my daily updates.


Most buyers and sellers are wondering what a "short sale" is.  A short sale is when a bank or mortgage servicer allows the home owner to list and sell the mortgaged property with the understanding that the net proceeds from the sale may be less than the total amount due on the mortgage. The bank accepts the short payoff in full satisfaction of the total amount due on the mortgage. This option helps preserve the condition and value of the property by minimizing the time the property is vacant and subject to vandalism and deterioration. In addition, these options generally provide a substantially better outcome than a foreclosure sale for homeowners, investors and communities.

There is a lot of information out there for homeowners that may help when you need to look at other options, such as a short sale. Start by talking with your current lender, ask about a lender workout where they might work out a more suitable payment plan or rate for you. For many lenders, loan modification is a suitable workout option since lender losses on foreclosures can run high.

If you are considering selling your home as a short sale you should learn more about how your credit score works and how a short sale vs a foreclosure will potentially impact your credit.

And of course, before you do anything, talk to a qualified specialist that can help you make the right decisions, like a lawyer or CPA.



If you have further questions or would like to schedule a showing on property, please provide the following:
Short Sales and Foreclosures
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